What Does No Bullshit Mean?

  • No Termination Fees
  • No Rate Increases
  • One Simple Monthly Fee
  • Responsive Local Support
  • 24/7 Account Access
  • Someone Who Has Your Back

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Pricing Options

Standard Pricing Flat Rate

Know exactly what you pay for every transaction. We compete directly with Square, Venmo, CashApp, PayPal, and Stripe.

Custom Pricing Interchange+

Interchange+ pricing is one of the the fairest and most balanced pricing programs used in the payment industry. This is extremely transparent about what fees you are paying and why.

Most Popular Pricing Non-Cash Adjustment

This program passes the cost of acceptance back to customers who choose to pay with a card for a small fee.

Pricing Options

Flat Rate

Know exactly what you pay for every transaction. We compete directly with Square, Venmo, CashApp, PayPal, and Stripe.

Interchange+

Interchange+ pricing is one of the the fairest and most balanced pricing programs used in the payment industry. This is extremely transparent about what fees you are paying and why.

Cash Discount Program

This program passes the cost of acceptance back to customers who choose to pay with a card for a small fee.

FAQ

We offer a simple low monthly cost that all customers pay. But depending on the business needs there can be other processing monthly costs.

We hear this question often but due to the nature of the industry it is not as simple as that. But depending on your needs we can offer a simple flat fee for all transactions. We want to pick the best pricing model for your business.

This is where we shine. Our clients have the best service in the industry because they get to work with me one on one. They can call a local number and get in touch with someone ASAP. We even encourage our clients to text us directly if they are needing support issues. If something comes up that we can’t handle ourselves. We call the next level of support on their behalf to resolve the issue and let our business owners run their business. No need for them to be on hold while they have customer right in front of them.

Yes! We have money solutions to help with your online business. As long as it is a supported platform we can help you out. If it isn’t a supported platform we can talk about migrating your website over to a platform we can work with.

Yes! We have multiple options to help you send out invoices that are much more competitive to Quickbooks, Square, and other systems that let you send invoices.

Generally, your business will be expected to provide a business bank account, financial statements, business license, physical address, employer identification number (EIN), or sole proprietorship, and a completed application. It takes 24-48 hours from submission for the application to be approved. If more documentation is needed, that could extend the timeline.

Yes! We specialize in high-risk businesses. What makes us different in that regard is because our AMAZING banking relationships. We have 30 banks we can take your business to. This means we can find you the best rates and a home for your high risk business.

Typically, our merchants receive their daily funds next day. But some cases depending on the business type it will take two business days to get your deposits.

We offer: Flat rate pricing (like square or stripe) Traditional Pricing, called Interchange Plus or Cost Plus, and the Cash Discount program where you pass the fee on to the customer and keep you menu prices low and give customers a discount for paying with cash.

We offer many types of machines. Really we want to pick the best one for your business needs. But we offer, countertop, mobile, virtual and integrated point-of-sale (POS) systems

Yes! We have solutions that will allow you to use your current mobile devices as a POS or as a terminal

  • Mobile Payments
  • Contactless Payments
  • eCommerce Payments
  • Virtual Terminal
  • ACH Payments

These People Have Already
Invested

Ryan means it when he says No BS. He was able to to come in, explain the process clearly and get me switched over to a new cc system. I was immediately bringing in $100’s extra per day with his new payment system. If you are looking for a knowledgeable, No BS processor, look no further!

Braden Burch, Owner of Klean Kar Auto Detailing

Tulsa, OK
I have to give a shout out to Ryan Harvey Upton with No BS Payments! I mean the name itself is a winner, but the fact that it truly is BS free is just gold. I cannot recommend him highly enough. He took us under his wing immediately after an issue with our previous processor and fast tracked us to being back in business! If anyone is in need or is even curious about credit card processing for whatever you do, he is a wealth of knowledge and truly just so helpful. Thank you again Ryan for not only saving our day, but saving us some serious money too!

Heather Joas, Owner of Chuck It! Junk Removal

Boerne, TX

If you are looking for someone to go above and beyond when it comes to taking care of your credit card processing needs then Ryan is your man. I have never worked with anyone that took such good care of my business needs. He is reliable, prompt and honest. I highly recommend Ryan and No BS Payments.

Lora Frazier, Owner of 405 Mercantile

Stillwater, OK

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